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Insurance Delivered with Unparalleled Insight and Experience

Linwood Guardian Risk Management was established by hometown principals who collectively bring over 75 years of insurance expertise to the Buffalo community. We leverage deep industry knowledge to provide customized insurance solutions for businesses across Western New York.

Our Story

Linwood Guardian Risk Management was founded on a simple belief: businesses deserve an insurance partner who understands their unique risks — not an agent who sells a one-size-fits-all policy from a single carrier.

As an independent agency, we represent multiple insurance carriers rather than a single company. This independence means we shop your coverage across numerous providers — both local and national — to find the best combination of price, coverage breadth, and service quality. We work for you, not a corporate insurer.

Our principals understand sophisticated approaches to property and casualty challenges and actively recruit top talent to address the evolving requirements of our clients. Whether you need standard commercial coverage or specialized protection for complex risks, Linwood Guardian has the expertise and carrier relationships to deliver.

Meet Our Principals

Two hometown insurance professionals with the experience and credentials to protect your business.

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Joe Mesi

Principal

Joe Mesi is the founder and operator of Mesi Agency Inc., which he has operated for close to 40 years. A licensed insurance broker and agency principal, Joe transitioned from a major national insurance company to build an independent agency that puts client needs first. His decades of experience span personal and commercial lines, giving him a comprehensive understanding of how businesses and individuals manage risk across every stage of growth.

Tamara Boyle, Co-Principal, Commercial Insurance at Linwood Guardian Risk Management

Tamara Boyle, ACSR, AINS

Co-Principal, Commercial Insurance

Tamara Boyle brings over 35 years of commercial lines expertise earned across Western New York's top insurance agencies, including formerly Tompkins Insurance, Scott Danahy Naylon, and The Evans Agency. She holds both the Accredited Customer Service Representative (ACSR) and Associate in Insurance (AINS) designations, credentials that reflect advanced knowledge of commercial coverage, underwriting, and risk assessment. Tamara specializes in finding the right coverage for complex commercial accounts whether the business is local, nationwide, or global.

Credentials & Affiliations

BBB A+ Rated

Accredited since 2023

75+ Years Combined

Industry expertise

Big I NY Member

New York State

Independent Agency

Multiple carriers

ACSR Designation

The Accredited Customer Service Representative designation recognizes advanced knowledge in insurance operations, customer service, and account management.

AINS Designation

The Associate in Insurance designation demonstrates comprehensive understanding of insurance principles, underwriting, and claims processes.

Big I New York

Member of the Independent Insurance Agents & Brokers of New York, the state's oldest and largest trade organization for independent insurance agents.

Serving Western New York and Beyond

Based in Buffalo at 759 Dick Rd, Linwood Guardian serves businesses throughout Cheektowaga, Amherst, Tonawanda, West Seneca, Orchard Park, Lancaster, Depew, Hamburg, Williamsville, and all of Western New York. We also serve clients throughout New York State.

Contact Us Today

Have an Insurance Question?

Ask our AI assistant about commercial or personal coverage, get plain-English answers, or find out what a quote takes.

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Hi! I'm the Linwood Guardian assistant. I can answer questions about commercial and personal insurance, help you figure out what coverage you need, or connect you with our team. How can I help?

AI assistant — responses are informational, not insurance advice.